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Banks and Banking

Yes about 50 more banks shut down and when people ask why the large banks seem to swallow up the smaller banks, I finally found a great explanation.

This video is about 28 minutes and if you watch the complete video, you will understand what the American banks are doing with your money.

One other note: I want to thank The Property Patrol for supporting our efforts. Please visit their website here.

Enjoy this video:


May 11, 2011 Posted by | Uncategorized | , , , , , , , , , , | Leave a comment

11 Banks Fail in September and October


Detective Krum


In September 2010 we see nine banks failed.

Horizon Bank in Bradenton, Florida

ISN Bank in Cherry Hill, New Jersey

Bank of Ellijay in Ellijay, Georgia

First Commerce Community Bank in Douglasville, Georgia

The People’s Bank in Winder, Georgia

Bramble Savings Bank in Milford, Ohio

Maritime Savings Bank in West Allis, Wisconsin

Haven Trust Bank Florida in Ponte Vedra Beach, Florida

North County Bank in Arlington, Washington


October 2010 reports reflect two bank failures as of October 11, 2010. We expect more failures in October because most banks that were going to fail with a flicker of trouble, have failed. The bank failures now have been about 10-15 failures per month compared to 20-30 per month a short year to six months ago. As the international bankers who own and run the federal reserve continue a lax fiscal policy, we expect to see more banks fail to possibly prop up the globalist owned banks like JP Morgan, Goldman Sacks, Bank of America and other large banks. It appears the lax fiscal policy in America may be to bankrupt the world or just America. However, precious metals and commodities appear to be safest.

The two banks that failed so far, for October:

Wakulla Bank in Crawfordville, Florida and

Shoreline Bank in Shoreline, Washington


What is the importance of the recent mortgage foreclosure meltdown? We will explore that next time. Be sure to vote at the bottom of our posts if you like our post or not. Thanks to our faithful readers and thank you for all your emails.


October 11, 2010 Posted by | Uncategorized | , , , , | Leave a comment

20 Large Banks In Trouble

The latest report from Weiss Group ( see here) shows 20 of the largest banks in America could fail. The ratings for these banks appear very weak. One might ask, “What did the banks do with their bailout money?”  Evidence reflects they may have used taxpayer bailout money to invest and profit take for their bank and/or possibly CEOs while raising credit card interest rates and stiffening loan qualifications for the taxpayers who bailed them out.

Don’t get me wrong. Is it a bad thing to require loan applicants prove they have the money, credit rating and income to pay for a mortgage on a property? I say no, it is not wrong. When customers with good credit scores, good payment history and solid performance have to pay the way for credit weasels through higher interest rates and
when banks profit through investing using taxpayer funds, ya gotta love the federal reserve system.

Clearly the international bankers profit taking is not and I repeat not because of the free market system, it is the federal reserve system. The Federal Reserve is not a government agency yet it does business with the federal government. Congress has the authority to coin money through the US Treasury so why have the Federal Reserve? Why have a bunch of international bankers fix our money issues causing inflation, deflation and recessions?

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May 24, 2010 Posted by | 1 | , , , , , , , | 5 Comments

Former Fed chief Alan Greenspan says dollar peg ‘needs to go’

Detective Krum

Detective Krum

Mentioning the abandonment of the dollar by foreign governments brought quite a few inquires.  The original article was posted here. In fact, it was former Federal Reserve Chairman Alan Greenspan who suggested to the Arab Gulf States they not peg themselves to the dollar. The original comment was made February 25, 2008 and reported by Ahmed A. Elewa, Senior Reporter of Gulf News.

Alan Greenspan

The article is located here and says in part, “Abu Dhabi Floating the Gulf currencies is the best means to relieving the region’s rising inflationary pressures, former Federal Reserve Chairman Alan Greenspan said in Abu Dhabi on Monday.

The dollar peg forces the Gulf states to follow US monetary policy at a time when the Fed is cutting rates to ward off recession and Gulf economies are experiencing an unprecedented boom from oil revenues.

“It [de-pegging] is probably the most useful thing that can be done to stop the increasing influence of foreign assets on the monetary system and therefore the monetary base which is basically the major force in inflationary pressures,” Greenspan told the Abu Dhabi Corporate Leadership Forum.

Is it a wonder the news this week has shown the dollar may be on the way out for world currency pegging?

October 8, 2009 Posted by | 1 | , | Leave a comment

Answers 4 the Economic Roller-Coaster Explained

Detective Krum

Detective Krum

Answers 4 The Economic Roller-Coaster Explained

By: Detective Krum

People have been asking why the economic roller-coaster in the Dow and other areas. I certainly do not have all the answers and no one may, but God. Some clues have led to a Federal Reserve System that has hijacked the American way of life through inflation then deflation policies. Fractional banking, a complex word maybe, but I mean it as a banks deposits are leveraged with money that was created out of thin air. This fractional banking policy has put banks into a position of being over-leveraged. Want a comparison? Forex markets, basically where traders trade currencies against other currencies. Fractional leveraging in Forex means you can put in $100 and leverage it up to 9 times the amount. Do you really have the money? No. What if you loose your $ 100? You loose your $100 plus what you leveraged so you loose the $100 plus the 9 times of leveraged dollars.

This brings us to what is going on with the banking industry today and why 86% of Americans have opposed President Bush and Congress on bailout programs. When real estate plunged, value went down while bank payments went up through fractional banking and adjustable rate mortgages (ARMs). Instead of banks renegotiating those mortgages (mainly because they sold them in something they call tranches {google tranches} to China) they forced homeowners to walk away and let the property go into foreclosure.

While foreclosures grew, banks became strapped because of their fractional banking practices, possible fraud and a federal reserve banking system gone power hungry to take over the American economy. But is there really more to this story? Yes, and here it is:

The link to this is here. I claim no association with Money and Markets other than as a subscriber to their newsletter. In part, the explanation goes like this:

Beijing knows that the dollar’s status as a reserve currency is soon going to be history. Just like the pound sterling lost its status as the world’s reserve currency in the early 20th century.

And authorities in Beijing also believe that as China rapidly progresses toward superpower economic status, the yuan should be a world-class, stable medium of exchange.

They envision the yuan as a major international currency some day, with as much (or more) status than the U.S. dollar. That’s why they’re going to back the yuan with gold … loads of it.

Plus, there’s another reason for Beijing to buy more gold as part of China’s piggy bank. China has an estimated $1.3 trillion invested in dollar-denominated investments. They can’t get out of the dollar quickly. It would destroy the U.S. economy which would have a direct negative impact on China.

So the smart thing to do: Hedge and diversify existing dollar holdings with gold.

Consider this: Right now, China has a mere 0.9% of its reserves in gold (600 tons). That’s the lowest of any industrialized economy! To put it into perspective …

* The U.S. has 77.3% of its foreign reserves in gold.

* The European Union has 23% of its reserves in gold.

* Lithuania, Mozambique, and even tiny Nepal all have more of their reserves in gold than China.

Just to up its reserves to 5% in gold, Beijing would have to purchase $93 billion worth of bullion. That could easily send the yellow metal skyrocketing to more than $2,000 an ounce.

Plus, let us not forget India’s roll in this world market.

Congress and President Bush’s plan to nationalize America’s banking industry is clearly against the united states Constitution. America is a Republic of laws not a Democracy of majority rule because America opposed this bailout 86% and Congress sided with the President.

What can one do? Every Congressman/woman that voted for the bailout should resign or be voted out. Repeal the bailout bill, elect strict Constitutionalists.

October 16, 2008 Posted by | 1, Victory 1 News | , , , , | 4 Comments

America is Homeless

This article was posted on a blog by Detective Krum. We repost this now, with permission, for your information.

America Is Homeless
By: Detective Krum

Imagine you have a business, take advantage of your customers, get rich from deceptive business practices and mismanage your customer’s accounts. One day you find your company’s wealth gone through your mismanagement. Your personal income is millions and your severance pay if you leave the company is even more – millions. You have skimmed all you can from your customers and now it’s time to face the piper, your company is broke. Welcome to America’s bank meltdown.

Bankers, alleged professionals and paid like executives, provided mortgage loans to people in the 1990s and 2000s, who would have never qualified for a mortgage in the late 70’s or early 80’s. Was it wrong of bankers to give these perspective homeowners a chance at home ownership? Depends. If the perspective homeowner had bad credit or at least a very low credit score, maybe they shouldn’t have gotten the mortgage loan. Regardless, bankers blinded their eyes through greed and provided bad loans. Providing so many “bad” loans spiked real estate prices beyond reality. The real estate boom was born.

When homeowners couldn’t pay their mortgage because the initial interest only payment was to expire, and other reasons, foreclosures abounded. It was cheaper to walk away. Why not renegotiate the loan so people could stay in their home? Simple. Banks bundled loans. How? It works something like this. Bank A takes on 25 mortgages. Bank A packages 10 mortgages into something they call a tranche and they sell that package to the highest bidder with the money. Most of the buyers were foreigners. So who owns American property? Foreigners. Remember Thomas Jefferson’s comments? He warned us. ” If the American people ever allow private banks to control the issue of their money, first by inflation, then by deflation, the banks and corporations that will grow up around them (around the banks) will deprive the people of their property until their children wake up homeless on the continent their fathers conquered. Again, who bought these tranches? Foreigners. China bought a lot of these tranches. Guess who owns American property? America is homeless because they have allowed Congress to pass laws selling our country to foreigners.

In 1990 the national debt in America was $ 2 trillion. As of 2007 it was $ 7 trillion. Want to know what it is today? Click here. Who pays this bill? Citizens, taxpayers, you and me. Who do we owe this money to? The federal reserve. These bankers are all tied in together. What’s the nexus? What connects all these different banks together? The federal reserve. Who is the federal reserve? Start using your favorite search engines. Try, who is the federal reserve. The Federal Reserve says Congress gave them the power. So Congress can take away the power because we have a representative form of government. President Andrew Jackson was a fierce opponent of a central bank and he got rid of the central bank.

The Federal Reserve consists of foreigners, foreign bankers. A complete list of who owns the federal reserve is available here. If the link doesn’t work, comment on our blog and we will try to post the link as a pdf file.

Here is what God says –
Exodus 22:25 (KJV) “If thou lend money to any of my people that is poor by thee, thou shalt not be to him a usuer, neither shalt thou lay upon him usury.”
Deuteronomy 23:20 – “Unto a stranger thou mayest lend upon usury: but unto thy brother thou shalt not lend upon usury: that the Lord thy God may bless thee in all that thou settest thine hand to in the land whither thou goest to possess it.”

Look at the results of an American Congress gone a muck.
1. Trillions in debt
2. Bank bailouts at citizen expense
3. Communism brought to America through subsidies for everything
4. Manufacturing jobs shipped overseas due to regulation
5. American resources left doormat due to regulation
6. 85% of our products are now imported due to NAFTA, GATT and a host of other treaties.
7. Bread at $ 4. a loaf, milk @ $5 a gallon, gas nearly $ 4.00 per gallon
8. Merging of Canada, America and Mexico through North American Union (loss of sovereignty).
9. Paper dollars called notes (a politically correct term for I.O.U.) created out of thin air by foreign bankers to create debt on American people. They took our gold away and gave us I.O.U.s.

The list goes on. But friend, things aren’t hopeless. Focus on victory through reform. It is time we make a list of grievances as our forefathers. We need to declare our independence. We need to set up our new Continental Congress.

A copy of our Declaration of Independence is listed within this blog under Declaration. Let us sign our names and start our new America.

September 24, 2008 Posted by | Victory 1 News | , , , , , | Leave a comment